Joe McConnell
Unlimited 2% Cash Rewards — Cardholders earn an unlimited 2% cash back reward on purchases, with no categories to activate or earning limits to track.
There are other cards that offer higher cash back rates on certain categories, and while they may be worth it, they require more commitment. They also often come with a cap and limitations on the purchases they apply to. The Wells Fargo Active Cash® Card is perfect for those who want an easy-to-use card that still offers great rewards: You’ll get premium, fixed rewards on your purchases, with no limits or hurdles to jump through.
Welcome Offer with $200 Cash Rewards — New Wells Fargo Active Cash® Cardholders can earn a welcome offer of $200 in cash back rewards when you spend just $500 on purchases in your first three months. Not only is that a very competitive sign-up bonus for a card with no annual fee, it’s also one of the things that sets this Wells Fargo credit card apart from other 2% cash back cards. We’ve yet to come across another 2% unlimited cash back rewards credit card that also has a sign-up bonus.
Introductory offer with 0% APR 15 months after account opening — New cardholders can enjoy a 0% introductory APR on both new purchases and eligible balance transfers for a full 15 months from account opening. (After that, a base rate of 20.24%, 25.24%, or 29.99% variable APR applies.) That’s a fantastic offer, even when compared to cards marketed only for a 0% introductory APR. That means this card will let you avoid interest on purchases and balance transfers until nearly 2026!
Please note that balance transfers must be made within the first 120 days to qualify for a reduced interest rate and lower balance transfer fee.
No annual fee — In many cases, high rewards rates mean high annual fees. Not with the Wells Fargo Active Cash® Card, which has a $0 annual fee.
Cell Phone Protection — With the price of a typical cell phone in the hundreds of dollars, having some type of insurance is a good idea. With this Wells Fargo card, you can get up to $600 in built-in cell phone protection simply by paying your cell phone bill with your card. Coverage is subject to a $25 deductible.
